Cost of Ilera Eko (Lagos State Health Insurance Scheme, 2024)

This article informs you of the current cost of Ilera Eko registration this 2024, which is the Lagos State Health Scheme (LASHMA).

In Lagos, the bustling economic hub of Nigeria, access to quality healthcare is a top priority for residents. However, the high cost of medical care can be a significant burden for many individuals and families.

how to register for ilera eko

This is where Ilera Eko, the Lagos State Health Insurance Scheme, comes in. Launched by the Lagos State Government in 2021, Ilera Eko aims to provide affordable and quality healthcare to all residents of the state, regardless of their socio-economic status.

As a resident of Lagos, having a reliable health insurance plan is crucial in ensuring that you and your loved ones receive the best possible medical attention without breaking the bank.

In this blog post, we will delve into the cost of Ilera Eko, exploring the various plans and pricing options available to individuals and families.

We will also highlight the benefits of enrolling in the scheme and provide guidance on how to sign up.

By the end of this article, you will be well-equipped with the knowledge to make an informed decision about investing in your health and wellbeing through Ilera Eko.


Ilera Eko offers affordable premium rates for Lagos residents, with the following options:

  • Individual Plan: ₦8,500 per year.
  • Family Plan (for a family of 6): ₦40,000 per year.
  • Seniors Plan (age 60 and above): ₦34,000 per year for individuals, ₦65,000 per year for couples.
  • Installment payment plans are available.

It’s important to note that pre-existing conditions like diabetes and high blood pressure are included in the Seniors Plan, and yearly screening is also covered.

Additionally, Ilera Eko has a standard and standard plus program, which differs in the amount covered for cancer care, with the standard program covering up to ₦1 million and the standard plus program covering up to ₦2 million.

To join Ilera Eko, you must be a Lagos resident and provide a Nepa bill, rent receipt, or Lasra card as proof of residency. You can register at any divisional office or kiosk near you, and it’s recommended to bring your NIN card as well.

The Family Plan offers better value for families with multiple dependents, as the cost per person is significantly lower compared to the Individual Plan

However, individuals without dependents may find the Individual Plan more suitable

It’s important to note that these costs are subject to change, and enrollees should confirm the prices with LASHMA (Lagos State Health Management Agency) before enrolling.

Additionally, there may be additional costs for services not covered under the scheme, such as elective procedures or specialized care.


Enrolling in Ilera Eko is easy and straightforward. You can check our previous post on how to register for the Lagos State Health Insurance Scheme or

Follow these simple steps to join the thousands of Lagos residents who have already taken control of their health:

  • Check Your Eligibility: Make sure you’re a Lagos resident and have a valid form of identification (such as a Nepa bill, rent receipt, or Lasra card).
  • Choose Your Plan: Select the plan that best suits your needs – individual, family, or seniors plan.
  • Find Your Nearest Enrollment Center: Look for the nearest Ilera Eko enrollment center or kiosk in your area. You can find a list of centers on the Ilera Eko website or by calling their toll-free number.
  • Bring Required Documents: Take the required documents (such as your ID, proof of residency, and NIN card) to the enrollment center.
  • Fill Out the Enrollment Form: Fill out the enrollment form and submit it to the enrollment officer.
  • Make Your Payment: Pay your premium using any of the available payment options (such as cash, card, or bank transfer).
  • Get Your Ilera Eko Card: Receive your Ilera Eko card, which grants you access to quality healthcare services across Lagos.
  • Choose Your Healthcare Provider: Select from over 250 participating hospitals and healthcare providers in the Ilera Eko network.

That’s it! You’re now part of the Ilera Eko family and can enjoy access to affordable and quality healthcare services.


Ilera Eko is more than just a health insurance scheme – it’s a lifeline for Lagos residents who want to prioritize their health and wellbeing without breaking the bank.

Here are just a few reasons why Ilera Eko is a game-changer:

  • Affordable healthcare: Ilera Eko provides access to quality healthcare at a fraction of the cost of private health insurance plans.
  • Comprehensive coverage: The scheme covers a wide range of medical services, including consultations, surgeries, hospital stays, and medications.
  • Financial protection: With Ilera Eko, you don’t have to worry about wiping out your savings or going into debt to pay for medical bills.
  • Peace of mind: Knowing that you have access to quality healthcare whenever you need it gives you peace of mind and allows you to focus on living your life to the fullest.
  • Increased access: Ilera Eko has partnered with over 250 public and private hospitals in Lagos, making it easy to find a healthcare provider near you.


Lagosians, the power is in your hands! With Ilera Eko, you have the opportunity to take control of your health and wellbeing without breaking the bank.

Don’t let medical bills hold you back from living your best life.

Enroll in Ilera Eko today and join the thousands of Lagos residents who have already made the smart choice.

Remember, health is wealth, and with Ilera Eko, you can have both.

Don’t wait until it’s too late, take the first step towards a healthier, happier you.

Enroll now and start enjoying the benefits of affordable and quality healthcare.

Ilera Eko is more than just a health insurance scheme – it’s a lifeline for Lagosians who want to prioritize their health and wellbeing.

So why wait? Join the Ilera Eko family today and start living the life you deserve.

For more information, visit the LASHMA website or call their toll-free number at 0800275527462 or 070045372356

Don’t forget to spread the word and encourage your friends and family to enroll in Ilera Eko.

Together, let’s take control of our health and build a healthier, happier Lagos!

Mfonobong Daniel

I am Daniel, a professional financial blogger, an insurance agent and financial adviser. Join me as I unravel and breakdown the mysteries behind insurance policies in Nigeria.

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